Capital Gains Tax Calculator

Capital gains are the profits you earn when you sell an asset, like stocks or real estate, at a price higher than what you paid (the cost basis). These gains can be taxed differently based on how long you held the asset.

If you hold an asset for 1 year or less before selling, profits are typically short-term and taxed at your ordinary income rate. If held over 1 year, gains are long-term, often at a lower tax rate. Exact rules vary by country.

Cost basis is generally the purchase price plus associated fees (like commissions). If you’ve reinvested dividends or capital gains in the same asset, each reinvestment has its own cost basis. OurCapital Gains Tax Calculator assumes a simple, single cost basis.

Not necessarily. Different jurisdictions have unique rates for short-term vs long-term capital gains. Some countries even have special exemptions or rates for certain assets. Always check local tax laws or consult a professional to confirm your final liability.

If you sell at a loss, you might offset gains on other assets or deduct some portion from ordinary income (within certain limits). This calculator focuses on gains. You can subtract your realized losses from final gains or run separate scenarios to see net tax owed.

Some regions levy additional capital gains taxes at the state or provincial level. The calculator’s default approach focuses on federal or main rates. You can approximate by adding the additional rate to the final tax or treat it as a separate line item.

Just click the “Copy” button in our tool to grab your purchase price, sale price, holding period, tax rate, and net profit in a quick text summary. Paste it into an email, spreadsheet, or text message for easy reference or discussion with a financial advisor.

When selling real estate, capital gains tax may apply depending on whether the property was your primary residence, rental property, or investment asset.

🏡 Capital Gains Tax on Property:

• Primary Residence: Some countries offer tax exclusions if you lived there for a certain period.
• Rental or Investment Property: Typically taxed as long-term or short-term gains.
• Inherited Property: May qualify for a "step-up" in cost basis, reducing tax liability.

Stock dividends do not directly count as capital gains, but reinvesting dividends affects your cost basis.

📊 Example Calculation:

The new cost basis adjusts to account for dividend reinvestment, which impacts your taxable gain when you sell.

International investments can be subject to both foreign and domestic capital gains taxes. Some countries have tax treaties to prevent double taxation.

🌎 Key Considerations:

• Tax rates may differ based on the investment country’s policies.
• You may need to file additional tax forms for foreign investments.
• Exchange rate fluctuations can impact gains and tax calculations.

There are several legal strategies to lower your capital gains tax liability.

✅ Common Strategies:

• Hold investments for over 1 year to qualify for lower long-term rates.
• Use tax-advantaged accounts like IRAs or 401(k)s.
• Offset gains with capital losses (tax-loss harvesting).
• Gift assets to family members in lower tax brackets.

Yes! Many countries consider cryptocurrency as taxable property rather than currency. This means that selling, exchanging, or spending crypto can trigger capital gains tax.

🔍 Crypto Tax Considerations:

• Buying and holding does not trigger taxes.
• Exchanging crypto (BTC to ETH) may count as a taxable event.
• Mining and staking rewards can be taxed as ordinary income.